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Home » Financing » Orthodontic Treatments and Payment Plans

Orthodontic treatment is a necessity for many people. Not only is orthodontic treatment common for children, but it has become common for adults as well. Although it can be overwhelming having so many different options for treatment and ways to pay for them. Here are a few things to keep in mind before going in for a consultation with your orthodontist:

Common Basic Treatments

There are undoubtedly many different ways to help you achieve your perfect smile. Although there are other treatments, two of the most common are traditional braces and Invisalign.

– Traditional braces

This treatment consists of metal brackets and wires that are worn continuously for anywhere from 18 months to 3 years. Frequent visits to the orthodontist are required to adjust and tighten your braces. Depending on your specific situation, traditional braces can cost anywhere from $3,000 to $6,000.

Traditional Braces

– Invisalign

Invisalign requires patients to wear clear plastic aligners for the duration of their treatment, making it nearly invisible. It is only available to older age groups, such as teenagers and young adults. As the Invisalign aligners are not worn constantly and can be taken off, they cannot be used to solve major dental issues. They are typically more expensive, ranging from $4,000 to $8,000.

Invisalign

How to Pay:

Many different options exist to help you finance your orthodontic treatment. Typically, traditional braces cost less and are more extensively covered by insurance than Invisalign. However, there are plans to ensure that the entirety of the cost of the orthodontic treatment does not fall on you. Read through and ask your orthodontist what these different types of plans have to offer for your specific situation:

– Insurance

While the majority of insurance plans do not cover orthodontic treatments for young adults, they do offer some coverage for children. The specific plan you choose will factor in on how much of the treatment is covered. You have to make sure that the dental plan you obtain will cover orthodontic treatment, and your employer may cover this as well. Insurance typically covers around $1,000 of your treatment.

– Medicaid

This can also be a great resource to help finance your orthodontic treatment. If orthodontic treatment is included in your Medicaid plan, it can cover almost all of the cost of braces and other treatments. However, if you are over 18 years old, then the coverage is very limited. Be sure to check with your provider about the specific benefits that they offer for your orthodontal treatment.

– Payment Plan

A lot of orthodontists offer discounts and payment plans for orthodontic treatment. Talk to your orthodontist about different payment plans- they may be able to offer you a discount or allow you to pay in monthly installments. A lot of offices offer financing plans, where you pay a down payment initially and pay the rest in installments, with or without interest. Orthodontist offices occasionally offer discounts and promotional plans as well, even for Invisalign.

Orthodontic Care can be Simple

The process of obtaining and maintaining your orthodontic treatment may sound grueling and costly- but it doesn’t have to be. With all the different methods to pay, you do not have to worry about it taking a huge toll on your bank account either. Achieving your perfect smile has never been easier!

Sources

https://www.colgate.com/en-us/oral-health/cosmetic-dentistry/adult-orthodontics/how-much-are-braces-with-insurance-0115

https://www.aaoinfo.org/blog/do-orthodontists-offer-payment-plans/